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About Medicare

Find information about the Medicare program. 

Get to know Medicare

Get to know Medicare

Medicare is the federal government’s health care program. It's for people age 65 and older, and younger people with certain disabilities. Medicare also covers people of any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant). There are different parts of Medicare that cover different things. We’re here to help you understand them.  

You can apply for Medicare online at or enroll at your Social Security office. 

The A, B, C, D's of Medicare

So, you want to know what Medicare is? It might seem confusing but don’t worry, you’re not alone. At Aetna we’re all about helping you figure it out, so let’s get started.   


How does Medicare work? Well that’s easy. Here are the basics.  


There are four parts to Medicare, starting with Original Medicare, which makes up the first two parts. Part A and Part B.  


Part A, is your hospital insurance.  


This helps pay for when you stay over in a hospital, need a skilled nursing facility, and hospice care.  


Part B? This is your medical insurance.    


This covers visits to your doctor, the costs of lab testing, in and out hospital treatment, and some medical equipment … like wheelchairs.  


Which brings us to Part D.   


This is a prescription drug plan offered by private insurance companies that covers more of the medications you may need, at better prices.  


What’s that? Oh … no, we didn't forget Part C.  


At Aetna, we think this is pretty important stuff, because it picks up where Original Medicare leaves off.  


This is the Medicare Advantage insurance offered by Aetna. You still get all the coverage of basic Medicare A and B, the potential to keep your doctors, and perhaps even more benefits.  


Since all plans are a little different, keep an eye out for mailers explaining what extra benefits Aetna may have for you!  


Aetna even provides personalized health resources. For instance, our Resources For Living® program, our 24/7 nurse hotline and personalized health management support.  


These programs are a great addition to your doctors and care givers.  


They may even increase your emotional, social and physical well-being. These programs are in addition to Original Medicare benefits.  


And Aetna Medicare Advantage even helps keep it all simple with one card and one plan to take advantage of all your benefits.  


Not only is it easy to make the switch, but you get Aetna’s well-known, helpful customer service. This means a real person located here in the U.S. is available to help you at any time with anything. Some plans even have a dedicated phone line for your specific group.  


So, there you have it, the ABD’s and C of Medicare.

What are the parts of Medicare?


Knowing the ABCs of Medicare can help you choose the right plan for you.  

Parts A + B = Original Medicare.  

Part A covers: 

  • Inpatient care in a hospital 

  • Inpatient care in a skilled nursing facility (not custodial or long-term care)  

  • Hospice care 

  • Home health care  

Part B covers: 

  • Medically necessary doctors' services 

  • Outpatient care 

  • Home health services 

  • Durable medical equipment and other medical services  

  • Many preventive services

Part C – Medicare Advantage

Medicare Advantage plans typically offer more benefits than Original Medicare. They include Medicare Part A, Part B and may include Part D prescription drug coverage. In general, Medicare Advantage:  


  • Includes all Part A and Part B (Original Medicare) benefits and services 

  • May also include Medicare Prescription Drug Coverage (Part D) as part of the plan 

  • Is run by Medicare-approved private insurance companies, including Aetna  

  • May include extra benefits and services not covered by Original Medicare

Part  D – Prescription drug plan

Part D  prescription drug  coverage is available on its own or as part of a Medicare Advantage plan. Part D plans:


  • Are often included in Medicare Advantage (Part C) plans 

  • Cover your medicines, but not medical expenses 

  • Can be purchased to add drug coverage to Original Medicare (Parts A and B) or a Medicare Supplement Plan (Medigap)