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How to lower drug costs

It’s important to know how much your medicines cost before you fill your prescriptions. To find out the cost of drugs you take now:


1. Log in to your account
2. Select Plan & Benefits
3. Click Check Drug Cost & Coverage

Check drug costs

Lower your out-of-pocket costs


Some tips to help you get the most from your Part D prescription coverage and lower your costs.

Save at preferred pharmacies

Preferred pharmacies generally offer lower costs to you on some medicines. There are thousands of locations nationally in our preferred pharmacy networks. Use the Pharmacy Locator tool on to find preferred pharmacies near you. You can also call the number on your member ID for help.

Consider lower-priced medicines

Our drug lists include thousands of drugs. In some cases, there may be a less expensive brand or generic drug than the one you take now for your condition. Generic drugs have the same active ingredients in the same strength as the brand-name drug. But they can cost a lot less. Talk to your doctor about your treatment options. They can help you make sure you’re taking the best medicines for both your health needs and your budget. Together you can decide if you want to choose to change medicines. If you do, your doctor will need to provide you with a new prescription.



CVS Caremark® Mail Service Pharmacy is part of the preferred network. You can get a 90-day supply of medications you take regularly mailed directly to you. That means you’ll enjoy the same low costs as you will at any retail preferred pharmacy. Learn more about delivery of your medicines by mail at

Preferred pharmacies agree to offer lower costs to our members. But not all pharmacies choose to participate. There are thousands of preferred pharmacy locations nationwide. So there’s likely to be one near you.

Log in to your account. Click on Plan & Benefits, then select Prescription Savings Guide. Follow the instructions to see if there are other options. Then talk to your doctor about the right choice for your health.

No. Only you and your doctor can make decisions about your treatment. Sometimes we suggest different brand or generic drugs. These drugs may cost you less and still provide effective treatment for your condition. You may want to discuss these drugs with your doctor to see if a less expensive treatment may be an option for you.


See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area. For mail-order, you can get prescription drugs shipped to your home through the network mail-order delivery program. Typically, mail-order drugs arrive within 10 days. You can call 1-866-235-5660 (TTY: 711), 24 hours a day, 7 days a week if you do not receive your mail-order drugs within this timeframe. Members may have the option to sign-up for automated mail-order delivery.

The formulary and pharmacy network may change at any time. You will receive notice when necessary.

Other pharmacies are available in our network.

Aetna and CVS Caremark® are part of the CVS Health® family of companies.