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How to lower drug costs

It’s important to know how much your medicines cost before you fill your prescriptions. To find out the cost of your current medicines:


1. Log in to your account
2. Select Plan & Benefits
3. Click Check Drug Cost & Coverage

Check drug costs

Lower your out-of-pocket costs


Here are some tips to help you get the most from your Part D prescription drug coverage and lower your costs:

Save at preferred pharmacies

Preferred pharmacies generally offer lower costs to you on some medicines. There are thousands of locations nationally in our preferred pharmacy networks. Use the Pharmacy Locator tool on to find preferred pharmacies near you. You can also call the number on your member ID for help.

Consider lower-priced medicines

Our drug lists include thousands of drugs. In some cases, there may be a less expensive brand or generic drug than the one you currently take for your condition. Generic drugs have the same active ingredients in the same strength as their corresponding brand-name drug. But they can cost a lot less. Discuss your treatment options with your doctor. They can help you make sure you’re taking the best medicines for both your health needs and your budget. Together you can decide if you want to choose to change medicines. If you do, your doctor will need to provide you with a new prescription.



CVS Caremark® Mail Service Pharmacy is part of the preferred network. That means you’ll enjoy the same low costs as you will at any retail preferred pharmacy. Most prescriptions will be mailed directly to your home. Learn more about delivery of your medicines by mail at

Preferred pharmacies agree to offer lower costs to our members. However not all pharmacies choose to participate. There are thousands of preferred pharmacy locations nationwide. So there’s likely to be one near you.

Log in to your account. Click on Plan & Benefits, then select Prescription Savings Guide. Follow the instructions to see if there are alternate medicines. Then talk to your doctor about the right choice for your health.

No. Only you and your doctor can make decisions about your treatment. Sometimes we suggest different brand or generic drugs. These drugs may cost you less and still provide effective treatment for your condition. You may want to discuss these drugs with your doctor to see if a less expensive treatment may be an option for you.


The typical number of business days after the mail order pharmacy receives an order for you to receive your shipment is up to 10 days. Enrollees have the option to sign up for automated mail order delivery. If your mail order drugs do not arrive within the estimated time frame, please contact us toll-free at 1-866-235-5660, 24 hours a day, 7 days a week. TTY users call 711.

The formulary and pharmacy network may change at any time. You will receive notice when necessary.

Other pharmacies are available in our network.

Members who get “Extra Help” are not required to fill prescriptions at preferred network pharmacies in order to get Low Income Subsidy (LIS) copays.

Aetna® is a member of the CVS Health® family of companies.