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Frequently asked questions

Managing my costs

Managing my plan

Managing my care

1 There may be other times when you can join or leave a plan. See Medicare’s full list of special situations.

2 If you don't have creditable coverage for 63 days or more, you may have to pay a late enrollment penalty. For example, creditable coverage from an employer or union is expected to pay, on average, at least as much as Medicare's standard prescription drug coverage. You can generally keep your coverage without paying a penalty if you decide to enroll in Medicare prescription drug coverage later.

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