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Medicare Extra Help

This page covers some helpful questions to ask about Extra Help, a program to lower your prescription drug costs.  See the answers below.

Extra Help is a program to help people with limited income and resources pay for prescription drugs.

Extra Help may lower your premiums and copays or coinsurance. It also covers you throughout the coverage gap and waives any Part D late enrollment penalty.

If you qualify for Extra Help and join a Medicare prescription drug program, you’ll:


Four different levels of Extra Help

Based on your income and assets, you could qualify for one of four different levels of Extra Help. Depending on your plan and your level, the program may pay 25%, 50%, 75% or 100% of your monthly Medicare Part D premium for you.

Keep in mind: Extra Help only covers prescription drug costs.

You may qualify if you have up to $19,320 in yearly income ($26,130 for a married couple) and up to  $15,510 in resources ($30,950 for a married couple). Note: Amounts are for 2022 and may change in 2023. If your income and resources are slightly higher, you should still apply.


For more information about qualifying, call or visit:

There are multiple ways to apply for Extra Help. Here are three ways to start:

  • If you’re an Aetna member, you can receive help with your application from an independent service called “BeneLynk”. They’re available Monday to Friday, 9 AM to 6 PM ET. Call 1-888-715-0225 ${tty}
  • Apply online at Social Security’s website.
  • Call Social Security at 1-800-772-1213 or TTY1-800-325-0778, Monday to Friday, 7 AM to 7 PM

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