Call us
Talk to a licensed agent at
${dynamicPhone} ${tty}
${hours}.
Preferred provider organization (PPO) plans let you choose any provider who accepts Medicare. You don’t need a referral from a primary care physician for specialist or hospital visits. However, using providers in your plan’s network may cost less.
Our PPO plans |
Our HMO plans |
Our HMO-POS plans |
|
---|---|---|---|
Requires you to use a provider network |
No. But seeing out-of-network providers generally costs more. |
Yes, unless it's an emergency |
Varies by plan. Seeing out-of-network providers generally costs more. But most allow non-network dental providers. |
Requires you to have a primary care physician (PCP) |
Usually no PCP required |
Yes, in many plans |
Yes, in many plans |
Requires referral to see a specialist |
No referral required |
Some plans |
Some plans |
Monthly premiums |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Medical deductible |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Limits what you pay out-of-pocket for medical care each year |
Yes |
Yes |
Yes |
Includes prescription drug (Rx) coverage |
Yes, in most plans |
Yes, in most plans |
Yes, in most plans |
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
Yes, if plan has Rx coverage |
Yes, if plan has Rx coverage |
Dental, vision and hearing coverage |
Yes, in most plans |
Yes, in most plans |
Yes, in most plans |
ER and urgent care coverage worldwide |
Yes |
Yes, in most plans |
Yes |
Fitness benefit |
Yes, through SilverSneakers® |
Yes, in most plans, through SilverSneakers® |
Yes, through SilverSneakers® |
Over-the-counter (OTC) benefit |
Yes, in most plans |
Yes, in most plans |
Yes, in most plans |
Meals-at-home program (meals delivered after an inpatient hospital or skilled nursing facility stay) |
Yes, in most plans |
Yes, in many plans |
Yes, in most plans |
Our PPO plans |
|
---|---|
Requires you to use a provider network |
No. But seeing out-of-network providers generally costs more. |
Requires you to have a primary care physician (PCP) |
Usually no PCP required |
Requires referral to see a specialist |
No referral required |
Monthly premiums |
Varies by plan, check your ZIP code for details |
Medical deductible |
Varies by plan, check your ZIP code for details |
Limits what you pay out-of-pocket for medical care each year |
Yes |
Includes prescription drug (Rx) coverage |
Yes, in most plans |
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
Dental, vision and hearing coverage |
Yes, in most plans |
ER and urgent care coverage worldwide |
Yes |
Fitness benefit |
Yes, through SilverSneakers® |
Over-the-counter (OTC) benefit |
Yes, in most plans |
Meals-at-home program (meals delivered after an inpatient hospital or skilled nursing facility stay) |
Yes, in most plans |
Our HMO plans |
|
---|---|
Requires you to use a provider network |
Yes, unless it's an emergency |
Requires you to have a primary care physician (PCP) |
Yes, in many plans |
Requires referral to see a specialist |
Some plans |
Monthly premiums |
Varies by plan, check your ZIP code for details |
Medical deductible |
Varies by plan, check your ZIP code for details |
Limits what you pay out-of-pocket for medical care each year |
Yes |
Includes prescription drug (Rx) coverage |
Yes, in most plans |
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
Dental, vision and hearing coverage |
Yes, in most plans |
ER and urgent care coverage worldwide |
Yes, in most plans |
Fitness benefit |
Yes, in most plans, through SilverSneakers® |
Over-the-counter (OTC) benefit |
Yes, in most plans |
Meals-at-home program (meals delivered after an inpatient hospital or skilled nursing facility stay) |
Yes, in many plans |
Our HMO-POS plans |
|
---|---|
Requires you to use a provider network |
Varies by plan. Seeing out-of-network providers generally costs more. But most allow non-network dental providers. |
Requires you to have a primary care physician (PCP) |
Yes, in many plans |
Requires referral to see a specialist |
Some plans |
Monthly premiums |
Varies by plan, check your ZIP code for details |
Medical deductible |
Varies by plan, check your ZIP code for details |
Limits what you pay out-of-pocket for medical care each year |
Yes |
Includes prescription drug (Rx) coverage |
Yes, in most plans |
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
Dental, vision and hearing coverage |
Yes, in most plans |
ER and urgent care coverage worldwide |
Yes |
Fitness benefit |
Yes, through SilverSneakers® |
Over-the-counter (OTC) benefit |
Yes, in most plans |
Meals-at-home program (meals delivered after an inpatient hospital or skilled nursing facility stay) |
Yes, in most plans |
In addition to PPO plans, ${company} offers you other Medicare Advantage plan options — many with a $0 monthly plan premium. We can help you find a plan that’s right for you.
With many of our HMO plans, an in-network primary care physician coordinates the care you receive to help you achieve your best health.
With our HMO-POS plans, you can enjoy all the benefits of receiving medical care through a network provider. Most of our HMO-POS plans require you to use a network provider for medical care but provide you with flexibility to go to licensed dentists in or out of network for routine dental care.
Our dual-eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan, available to people who have both Medicare and Medicaid. We can help you find out if you qualify.
Talk to a licensed agent at
${dynamicPhone} ${tty}
${hours}.
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