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The care you need with added choice

With ${company} Medicare Advantage HMO-POS plans, you choose a primary care physician who helps you get the care you need. But you can also see out-of-network providers for certain services. That gives you more choice and flexibility.

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How do Medicare Advantage HMO-POS plans work?

Point-of-service (POS) plans generally offer you more choice than traditional health maintenance organization (HMO) plans. While you choose an in-network primary care physician, you can also see providers for certain types of services out of network. However, you may pay more for out-of-network care you receive.

${company} Medicare Advantage plans at a glance

Our HMO-POS plans

Our HMO plans

Our PPO plans

Requires you to use a provider network

Varies by plan. Seeing out-of-network providers generally costs more.

Yes, unless it's an emergency

No. But seeing out-of-network providers generally costs more.

Requires you to have a primary care physician (PCP)

Yes

Yes, in many plans

Usually no PCP required

Requires referral to see a specialist

Some plans

Some plans

No referral required

Monthly premiums

Varies by plan, check your ZIP code for details

Varies by plan, check your ZIP code for details

Varies by plan, check your ZIP code for details

Medical deductible

Varies by plan, check your ZIP code for details

Varies by plan, check your ZIP code for details

Varies by plan, check your ZIP code for details

Limits what you pay out-of-pocket for medical care each year

Yes

Yes

Yes

Includes prescription drug (Rx) coverage

Yes

Yes, in most plans

Yes, in most plans

Includes Rx mail-order benefit 

Yes

Yes, if plan has Rx coverage

Yes, if plan has Rx coverage

Dental, vision and hearing coverage

Yes

Yes, in most plans

Yes, in many plans

ER and urgent care coverage worldwide

Yes

Yes

Yes

Fitness benefit

Yes, through SilverSneakers®

Yes, through SilverSneakers®

Yes, through SilverSneakers®

Over-the-counter (OTC) benefit (get select OTC items at no charge)

Yes

Yes, in many plans

Yes, in many plans

Meals-at-home program 
(meals delivered to your home after a hospital stay)

Yes, in many plans

Yes, in many plans

Yes, in many plans

${company} Medicare Advantage plans at a glance

Our HMO-POS plans

Requires you to use a provider network

Varies by plan. Seeing out-of-network providers generally costs more.

Requires you to have a primary care physician (PCP)

Yes

Requires referral to see a specialist

Some plans

Monthly premiums

Varies by plan, check your ZIP code for details

Medical deductible

Varies by plan, check your ZIP code for details

Limits what you pay out-of-pocket for medical care each year

Yes

Includes prescription drug (Rx) coverage

Yes

Includes Rx mail-order benefit 

Yes

Dental, vision and hearing coverage

Yes

ER and urgent care coverage worldwide

Yes

Fitness benefit

Yes, through SilverSneakers®

Over-the-counter (OTC) benefit (get select OTC items at no charge)

Yes

Meals-at-home program 
(meals delivered to your home after a hospital stay)

Yes, in many plans

Our HMO plans

Requires you to use a provider network

Yes, unless it's an emergency

Requires you to have a primary care physician (PCP)

Yes, in many plans

Requires referral to see a specialist

Some plans

Monthly premiums

Varies by plan, check your ZIP code for details

Medical deductible

Varies by plan, check your ZIP code for details

Limits what you pay out-of-pocket for medical care each year

Yes

Includes prescription drug (Rx) coverage

Yes, in most plans

Includes Rx mail-order benefit 

Yes, if plan has Rx coverage

Dental, vision and hearing coverage

Yes, in most plans

ER and urgent care coverage worldwide

Yes

Fitness benefit

Yes, through SilverSneakers®

Over-the-counter (OTC) benefit (get select OTC items at no charge)

Yes, in many plans

Meals-at-home program 
(meals delivered to your home after a hospital stay)

Yes, in many plans

Our PPO plans

Requires you to use a provider network

No. But seeing out-of-network providers generally costs more.

Requires you to have a primary care physician (PCP)

Usually no PCP required

Requires referral to see a specialist

No referral required

Monthly premiums

Varies by plan, check your ZIP code for details

Medical deductible

Varies by plan, check your ZIP code for details

Limits what you pay out-of-pocket for medical care each year

Yes

Includes prescription drug (Rx) coverage

Yes, in most plans

Includes Rx mail-order benefit 

Yes, if plan has Rx coverage

Dental, vision and hearing coverage

Yes, in many plans

ER and urgent care coverage worldwide

Yes

Fitness benefit

Yes, through SilverSneakers®

Over-the-counter (OTC) benefit (get select OTC items at no charge)

Yes, in many plans

Meals-at-home program 
(meals delivered to your home after a hospital stay)

Yes, in many plans

Medicare Advantage plans for every need

In addition to HMO-POS plans, ${company} offers you other Medicare Advantage plan options — some with a $0 monthly plan premium. We can help you find a plan that’s right for you.

Questions? We’ve got answers

Call us

Talk to a licensed agent at
${dynamicPhone}
 (TTY: 711)

${hours}. 

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